UK · Cardiff
Is £28,000 enough to live in Cardiff?
Rough estimate of what's left after typical rent, bills and commute for a single renter in Cardiff. For proper planning, plug your own numbers into the full Real Cost Simulator.
Cardiff has a typical monthly rent of around £800, with average bills of about £145. Combined with commute costs of roughly £120 per month and a daily commute time of about 45 minutes, Cardiff tends to be a relatively affordable UK cities for single renters. Your take-home pay determines whether you’ll have breathing room or a tight month. Below you’ll find a breakdown showing how far a given salary stretches in Cardiff, plus an option to test your exact situation in the full Real Cost Simulator.
Gross salary
£28,000 / year
Est. take-home
£1,973 / month
Est. leftover
£908 / month
Hour of freedom*
positive
*very rough, based on leftovers vs. working hours
Rough monthly breakdown in Cardiff
Net pay (after tax)
£1,973
Rent
£800
Bills & council tax
£145
Commute costs
~60–70 mins/day
£120
Estimated leftover
£908
Try your exact numbers in the Real Cost Simulator:
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