UK · Derby
Is £28,000 enough to live in Derby?
Rough estimate of what's left after typical rent, bills and commute for a single renter in Derby. For proper planning, plug your own numbers into the full Real Cost Simulator.
Derby has a typical monthly rent of around £800, with average bills of about £150. Combined with commute costs of roughly £120 per month and a daily commute time of about 50 minutes, Derby tends to be a relatively affordable UK cities for single renters. Your take-home pay determines whether you’ll have breathing room or a tight month. Below you’ll find a breakdown showing how far a given salary stretches in Derby, plus an option to test your exact situation in the full Real Cost Simulator.
Gross salary
£28,000 / year
Est. take-home
£1,973 / month
Est. leftover
£903 / month
Hour of freedom*
positive
*very rough, based on leftovers vs. working hours
Rough monthly breakdown in Derby
Net pay (after tax)
£1,973
Rent
£800
Bills & council tax
£150
Commute costs
~60–70 mins/day
£120
Estimated leftover
£903
Try your exact numbers in the Real Cost Simulator:
Open this scenario in the Real Cost Simulator →